Personal Credit Cards
from CNB and TIB
You work hard. It’s about time you got some credit.
Let us help you pay your bills, take care of groceries and fuel up for that road trip. The best part? There’s no annual fee, plus you have the option to earn rewards. Through our partnership with TIB, a trusted card services company, we make the choice easy with a Low-Rate or Preferred Points Rewards card.
Low-Rate Card
Features
- No annual fee
- Low introductory rate for the first six months*
- Competitive ongoing Annual Percentage Rate (APR)*
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- 24-hour toll-free customer assistance available at 800.367.7576
- Online account information available 24/7 at www.cardaccount.net
- Rental car collision damage waiver protection and a host of MasterCard® benefits (see list below)
- Same APR* for both purchases and cash advances
Fees
- Other fees may be charged, and these fees are listed on the application
World / Preferred Points Rewards Card
Features
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month
- Low introductory rate for the first six months*
- Competitive ongoing APR*
- No annual fee
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- Rewards points can be redeemed for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, travel and more.
- Rewards points can be redeemed by visiting www.mypreferredpoints.com or calling 866.678.5191
- 24-hour toll-free customer assistance available at 800.367.7576
- Online account information available 24-7 at www.cardaccount.net
- Rental car collision damage waiver protection and a host of MasterCard® benefits (see list below)
- Same APR* for both purchases and cash advances
Fees
- Other fees may be charged, and these fees are listed on the application
MasterCard® Benefits
Each Central National Bank MasterCard® comes with the following benefits:
- Rental Car Insurance
- Airport Concierge
- ID Theft Protection
- Global Services
- Cell Phone Coverage*
- Travel & Lifestyle Services*
- Online Shopping/Delivery Discounts*
Certain restrictions apply, as detailed in the applicable benefits brochure received with the new credit card.
*Applies to MasterCard World® cardholders only
To Apply Now
Want the online version of our application? Please fill out the form below. If you’d like to visit with someone about our credit card options, give us a ring at 1.888.262.9226 or 254.776.3800.
*Please see application for information about current APRs and fees.